Working-Spouse Surcharge. If you marry, coverage for your spouse will begin on the first day of the month on or after your marriage date. No. Eligible part-time employees have the option of purchasing 60 percent in coverage to a maximum of $10,000 per month. Certain qualifying events allow you to either increase or decrease your FSA election or begin/cease participation in the FSA program. Q. Q. BJC’s short-term disability plan may apply to you during the LTD elimination period. Once PTO is exhausted, benefit contributions that are due will go into arrears and will be collected when you return to active employment. Login. If you do not meet the March 31, 2020 deadline, you will still have to pay the tobacco-user surcharge from May 2020 through December 2020. A. We provide several methods for enrollment, such as importing from an Active Directory domain. For more information, including cost of coverage, see, The birth, adoption or the placement of a child for adoption, Add/drop spouse or dependent from coverage due to change in their circumstances (loss/gain of employment), Change in job status (e.g. BJC HealthCare is a nonprofit health care organization delivering services to residents in the greater St. Louis, southern Illinois and mid-Missouri regions. while accessing the Epic VPN – Cisco Any and Duo authentication are know about COVID-19. You are eligible to participate in benefits enrollment if you are classified as a full-time or part-time employee. BJC provides Accidental Death & Disability (AD&D) insurance free of charge to full-time and eligible part-time employees under the Basic Life and AD&D Insurance plan. No. No. The Working-Spouse Surcharge only applies to spouses covered under the BJC Medical Plan. What happens if my spouse is not employed when I make my benefit elections and then later in the year my spouse starts a job and is offered group medical coverage? A. Learn more about enrollment » Common Issues. Basic Care includes a range of routine dental services, such as fillings, root canals, tooth extractions and treating gum disease. Q. During annual enrollment for 2020 benefits (October 30-November 13, 2019), you will have an opportunity to enroll in the tax-saving benefits of a Flexible Spending Account (FSA). In general, your coverage will be effective on the first day of the month or after the date of your "change in status" event. Coverage under this plan is automatic; you do not have to enroll, though you need to name a beneficiary (or beneficiaries). Q. WashU 2FA—a two-factor (or two-step) authentication service provided by Duo, an industry leader in cybersecurity services—adds a second layer of security to your WUSTL Key account when accessing the many WashU systems, which contain sensitive personal information. The maximum benefit period varies based on the age of the employee at the time the employee goes on long-term disability. Please use your BJC or WUSTL Active Directory login credentials to view information on this site. 2. Following are answers to a few frequently asked questions: Q. Duo's self-enrollment process makes it easy to register your phone or tablet and activate the Duo Mobile application so you can receive Duo requests via push notification and tap to approve and login. New User Provisioning Provision users quickly with Duo’s self-enrollment feature that allows your users to sign up and enroll their own devices for two-factor authentication, with no training needed. Q. If my spouse elects coverage at his/her employer and wants secondary coverage through BJC, will I still have to pay the additional $50 per-pay-period surcharge if I cover my spouse under the BJC Medical Plan? If the change event is birth, adoption or placement for adoption, coverage will be effective on the date of the event. A. Purchase hearing aids or reading glasses? Understanding what AD&D insurance covers might help you decide whether you need to elect Additional AD&D coverage: AD&D insurance pays a death benefit (the amount of coverage elected) to the designated beneficiary (or beneficiaries) should the insured die because of an accident (covered by the insurance). Nonumy dolor sit amet. - Please Login above using your NVIDIA domain credentials to get started using the self-service portal. A. Lorem ipsum dolor sit amet. BJC employees whose spouses are eligible for their employer’s group medical coverage, but choose to cover their spouses under the BJC Medical Plan, pay an additional $50 per pay period toward the spouse’s medical coverage. Q. A. Completion of the program requires a minimum of five weekly calls with your Quit Coach. Do I need to complete an evidence of insurability (EOI) form to purchase additional LTD insurance? Q. To enroll in benefits due to a life event or job status change: For complete details about BJC benefits, see our Benefits SPD. Your users can add, edit, and remove authentication factors from the already familiar Duo Prompt page. Taking past and future expenses into account should help you determine your FSA contributions for 2020. Next, it’s good to know eligible and ineligible FSA expenses. For newly-hired GME Resident House Staff, your medical coverage will begin on your hire date. If you are a BJC Medical Plan participant, go to myCigna.com and look at your “Explanation of Benefits” to determine the total amount of out-of-pocket expenses you incurred last year (and so far this year). If they or their covered spouse attest to using tobacco, they will pay a “Tobacco-User Surcharge” of $25 per person, per pay period beginning in May 2020. Do the costs for orthodontia services count against the Annual Maximum Benefit? Consult the Summary Plan Descriptions (SPD) and applicable Certificates of Coverage available on the Benefits/Plan Information page on www.BJCtotalrewards.org. To qualify for LTD, you must satisfy the 180-day elimination period. Duo's self-service portal saves time for both administrators and end users by eliminating the need to contact IT staff for authentication device changes. What happens if I don’t use all of the funds in my account by the end of the year? For the best experience please use Internet Explorer 11 or newer. Benefit contributions due for coverage (for example, medical, dental, vision and life insurance) will be collected from available PTO while you are on disability leave. The enrollment tool will guide you through all the steps for enrolling. I need to reactivate Duo Mobile. If you don’t have DUO, go to https://DUOselfservice.carenet.org and register. Find a … BJC HealthCare is one of the largest nonprofit health care organizations in the United States, serving metro St. Louis, mid-Missouri and Southern Illinois. A. The LTD elimination period can cross over into a new calendar year. BJC automatically provides to eligible employees both short-term and long-term disability benefits to help replace some of the income they would lose while disabled. Some applications also support self-enrollment by users when they access the protected service. A. A. You can roll over $50 to $500 of unused health care FSA funds to the following year, provided you enroll in an FSA for 2020. Q. Eligible part-time employees (24 or more hours per week) receive $15,000 in coverage. What Happens if I Don’t Enroll? A. Long-Term Disability Insurance Log on to myBJCnet, click on myBenefits and complete “Enroll Due to Life Event.”. A. You will need to provide documentation in a timely manner verifying their eligibility for coverage. If you don’t have DUO, go to https://DUOselfservice.carenet.org and register . For more information, or to find a Delta Dental network provider, go to www.deltadentalmo.com or call toll-free 800.335.8266.. Q. I understand that BJC employees can change their benefits outside of the annual benefits enrollment period because of certain “life events” that occur. BJC Total Rewards. Q. During 2020 annual benefits enrollment (October 30 to November 13, 2019), you will have two opportunities to purchase additional AD&D insurance: Q. How soon after I change my benefit elections as a result of a qualified change in status does the coverage go into effect? Do I need additional AD&D coverage? Following are answers to a few frequently asked questions regarding our dental plan benefits. What happens if I don’t enroll in benefits during annual enrollment? Nonumy dolor sit amet. Please note that the Annual Maximum Benefit coverage under the two dental plan options (High and Low) may impact the number of preventive dental exams covered at 100 percent. Q. Do you plan to have laser eye surgery next year? Nachdem Sie die Duo-Registrierungabgeschlossen haben (oder wenn Ihr Duo-Administrator Sie auf die Verwendung von Duo vorbereitet hat), wird die Duo-Aufforderung bei Ihrer nächsten browserbasierten Anmeldung zu Webdiensten oder Anwendungen, die mit Duo geschützt sind, angezeigt. What events are considered “life events”? ... Or directly access pages Benefits Enrollment - BJC requesting the account) M button Access to School of Medicine. I lost my phone. Here’s why: Working-Spouse Surcharge: If you don’t actively enroll and your spouse is currently a BJC Medical Plan participant, BJC will assume that your spouse has access to group medical coverage from your spouse’s employer and you will begin paying the $50 per-pay-period Working-Spouse Surcharge for your spouse’s coverage under the BJC Medical Plan in 2020. Click "Login" below, and if prompted, enter your BJC or WUSTL login credentials. Within each dental option (High and Low) there are two in-network coverage levels: the PPO Network and the Premier Network. This pretax deduction lowers your taxable income, reducing the amount of tax you owe on your bi-weekly paycheck. Important: Each passcode for Duo is a one-time-use only code and once new codes are generated, any previously saved codes are invalid. Even if you want the exact same benefits for 2020 that you have now, it’s important that you actively enroll. Total Rewards is the package offered to us as BJC team members. The enrollment members and guests can HealthCare Benefits Enrollment - For Physicians - BJC have your registered device VPN Connection /Request Before BJC HealthCare - BJC from outside the BJC Epic environments. On the myBJCnet landing page, select myBenefits. Preventive dental exam x-rays are also covered. A. 4901 Forest Park Avenue A. BJC Managers. Or, you could drop your spouse from BJC Medical Plan coverage, Q. How can I find more information or sign up for the Quit for Life tobacco-cessation program? You will need to complete an online election within 31 days of the change to your spouse’s status. Copyright © 1997- 2020 BJC HealthCare. St. Louis, Missouri 63108 Wenn Sie mehr als ein Gerät registriert haben, beispi… Provides remote access to information employees need to know about COVID-19. If you are enrolled in the BJC Dental Plan for 2019 be aware that there are a number of preventive dental care services that are covered at 100 percent (no deductible) if provided by a dentist within Delta Dental of Missouri’s Premier or PPO (preferred provider organization) Network. That’s why it’s important to enroll in the program by February 1, 2020, if you plan to meet the March 31, 2020 deadline. You can enroll your dependents in the benefits you elect, including your spouse, children up to age 26, and a disabled child of any age. All dentists who participate in Delta Dental’s PPO Network are also in Delta Dental’s Premier Network. BJC’s short-term disability (STD) benefit pays 60 percent of an employee’s earnings up to $2,500 per week for 180 days (if the employee has met the eligibility requirement of having completed six months of service with BJC). Yes. Q. Annual enrollment for 2020 benefits will begin on Wednesday, October 30 and continue until midnight Wednesday, November 13, 2019. If you return to work for 30 or fewer days during the elimination period and cannot continue to work, Lincoln will count only those days you are disabled or partially disabled to satisfy the LTD elimination period. Does the cost for dental plan coverage—the biweekly deductions from my paycheck—count against my Annual Maximum Benefit? When finished electing your benefits, be sure to. For details on what’s covered and to what extent, see “Summary Plan Descriptions & Legal Resources” under Benefit>Resources on the BJC Total Rewards website. Flexible Spending Accounts (FSAs) Two additional cleanings (for a total of four) are covered per plan year for patients who are pregnant, diabetic, have a suppressed immune system or have a history of periodontal (gum) issues. For example, if the insured were to lose a limb, the policy would pay half of the coverage elected; if two limbs the full amount. Yes. A. If you don't see this link then your organization may not have enabled this functionality. Enrolling may include the optional step of activating the user for Duo Mobile, which allows your users to generate passcodes from the Duo Mobile app or use one-tap authentication with Duo Push. What steps should I take if I need to change my benefits as a result of a “life-change” event? How long does it take to complete the Quit for Life tobacco-cessation program? Called the “Working-Spouse Surcharge,” following are answers to a few frequently asked questions: Q. Q. If you are unable to locate a dentist in Delta Dental’s PPO or Premier networks, coverage is available when you use a Non-Network provider, but you may pay coinsurance on higher, non-contractual rates. https://www.bjc.org/For-Employees MyBJCnet Employee and manager self-service options are available outside the BJC network (Duo required- see FAQs ) . Q. In addition, FSA participants receive a FSA debit-like card that provides a convenient way to pay for prescription drugs, medical and dental office visits, and both child and adult day care expenses. Enroll. I have stopped receiving push notifications on Duo Mobile. A. Major Care involves dental services such as bridges, dentures, crowns, jackets and implants, some of which may be limited to coverage once every five years. For more benefits details, see the 2021 Benefits Enrollment Guide. 2. Copyright © 1997- 2020 BJC HealthCare. Only the cost of deductibles and coinsurance count against the Annual Maximum Benefit and that’s on an individual plan member basis. Q. Changing Benefit Elections A. Duo's self-enrollment process makes it easy to register your device and install the mobile app (if necessary). Common qualifying events include marriage, divorce, birth, death or change in the cost of dependent day care. Lorem ipsum dolor sit amet. For any login issues, please ensure that you have registered for DUO and have your secondary device available. What is the difference between Basic Care and Major Care dental coverage? Follow these steps: Q. Following are answers to a few frequently asked questions. Enroll a child in nursery or preschool? The information on this website is for internal use only. In order to use Duo Push, users will need to install the Duo Mobile app on their devices and then add their Duo account to the app. Additional Accidental Death & Dismemberment (AD&D) Insurance, DiscoveryBenefits.com/employees/eligible-expenses, DiscoveryBenefits.com/employees/fsa-calculator, “Summary Plan Descriptions & Legal Resources”, Benefits Summary Plan Descriptions (SPD’s), as part of Supplemental Life and AD&D coverage that you can purchase for yourself, and, as Additional AD&D coverage that you can purchase for yourself and/or spouse and children. 4901 Forest Park Avenue What does it cost to participate in the Quit for Life tobacco-cessation program? This surcharge is in addition to the cost the employee will pay toward the employee’s 2020 BJC Medical Plan coverage (i.e., biweekly payroll deductions) unless the employee and/or his/her spouse complete the Quit for Life tobacco-cessation program between September 1, 2019 and March 31, 2020. When a qualifying life event occurs, how much time do I have to change my benefits? What are the benefits of a FSA? When you use a dentist in the PPO Network, you will pay less out-of-pocket for Basic Care and Major Care dental services, and have a larger annual maximum. By the way, you are automatically the beneficiary of the coverage you purchase on your dependents. You will need to complete an online election within 31 days of the change to your spouse’s status. There are several events that qualify as a “life event,” during which employees will be allowed 31 days to change their benefits: For a detailed list of qualified life events, please refer to the Benefits Summary Plan Descriptions (SPD’s) on BJCtotalrewards.org/benefits/plan-information.. Q. Where can I find coverage details for short-term and long-term disability? The tax is approximately $55, based on a 15% tax rate. Once you have DUO security, you can access myBJCnet and enroll in . For job status changes, coverage will be effective on the first day of the month following the change in status. For job status changes, coverage will be effective on the first day of the month following the change in status. Do I have to be a participant in a BJC medical, dental or vision plan in order to enroll in an FSA? A. For example, how much did you spend last year on medical, dental and prescription drug copayments and deductibles? BJC offers a comprehensive and competitive benefits program that includes a dedicated focus on the health and well-being of employees and their family members. Q. If you are unsure of your BJC Network credentials or for other login issues, please contact the Customer Support Center at 314-362-4700 or 573-815-3801. Enroll your users in Duo. Go to DiscoveryBenefits.com/employees/eligible-expenses for a detailed listing. Delta Dental’s PPO Network includes nearly 50 percent of all dentists nationwide. Contact your Duo administrator to have a new device added. The DUO portal is only available from inside the BJC network, so you will need to log in and register using your network ID and password. Q. Self-Enrollment, Add, Remove, or Customize Device Names, Reactivate Duo Mobile on an existing device, etc. How to use BJC benefits to your best advantage, When you experience a change in job status, select, Follow the instructions. Unterstützte Browser: Chrome, Firefox, Safari, Opera und Internet Explorer 8 oder höher. A. 314.286.2000 Coverage pays one times the annual base salary of full-time employees. Any advice on how to determine a FSA contribution? Employees and family members who are not Medical Plan participants can enroll in Quit for Life, but due to tax regulations the employee will be taxed on the cost of the cessation program ($365) and the tax will be withheld from the employee’s paycheck. Based on what you spent in the past, estimate what you might spend out-of-pocket on eligible health care and dependent day care expenses in 2020. A. What are the benefits of a FSA? Consecteur nonuy dolor sit amet. These include programs and services to support and strengthen your physical health, such as medical and pharmacy coverage, dental and vision coverage, and also many well-being programs. 314.286.2000 BJC Dental Plan An FSA reduces your taxable income by allowing you to set aside a portion of your pay, before taxes, to pay for qualified health care or dependent day care expenses throughout the year. BJC offers both a health care and dependent day care FSA. 2. Additional Accidental Death & Dismemberment (AD&D) Insurance “Accidental” in this regard means the death of the insured cannot have been caused by illness or physical condition. What is the difference between Delta Dental’s PPO and Premier Network? Under BJC’s long-term disability (LTD) benefit, full-time employees, eligible after completing six months of employment with BJC, receive 50 percent of their base pay, up to $8,000 per month, at no cost. A. St. Louis, Missouri 63108 Do I have to pay the Working-Spouse Surcharge if I only elect coverage for my spouse under the dental and vision plans? For those still needing to enroll in 2020 benefits, see the 2020 Benefits Enrollment Guide for more information. A. Learn more about 2021 benefits from Jackie Tischler, senior vice-president and chief people officer, in these short videos: 2021 benefits summary and How to use BJC benefits to your best advantage. Once you've enabled Two-Step Login verifications in the enrollment application, your Duo account is unlocked and you can perform Two-Step Logins again. In order to qualify for LTD, what is the elimination period and does it have to occur in the same calendar year? Q. Q. You would not have to pay the Working-Spouse Surcharge. You have 31 days from the date the qualifying life event occurred. Find a … A. When a full-time employee goes on long-term disability and receives LTD benefits, is there a limit as to how long the employee will receive 50 percent of his/her base pay up to $8,000 per month? They can often be stolen, guessed, hacked or phished – even without you knowing. All you have to do is estimate the amount you and your dependents will spend for eligible out-of-pocket health care and/or dependent day care expenses during the year, before enrolling. A. Can I change my FSA election after the plan year begins? This includes an evaluation of your bite and gum tissue, and any evidence of tooth decay, in addition to dental cleaning, scaling and polishing to remove plaque and tartar build-up. Will I be required to pay for my benefits while I’m on disability leave? No. Orthodontia benefits (payable only under the High option) are subject to a separate Lifetime Maximum benefit for each covered individual. Bjc VPN access - Stream safely & unidentified Total Rewards Epic - WashU IT Total Rewards Epic. Login and Duo authentication are required. Q. A. A. What if I complete the Quit for Life program, but not in time to meet the March 31, 2020 deadline? A. AD&D insurance also pays part or the full face value of the policy benefit for accidental dismemberment. Passwords are increasingly easy to compromise. No, you do not. Legal Services: Your current elections with LegalEASE will not carry over to 2020 because BJC is changing to MetLaw/Hyatt Legal services. How many preventive dental exams per year am I entitled to as a BJC Dental Plan participant? In general, benefits coverage for team members and eligible dependents will begin on the first day of the month after 30 days of employment, provided you complete the online enrollment within 31 days of your hire date. Q. New employees or newly-benefits-eligible employees have 31 days from their hire date or eligibility date to enroll in benefits. 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